Times are not exactly very soft at the moment, but I wont say the times are hard.

But What will you do if you get an alert that N15M has been deposited in your bank account? Here is a video of what some people will do, a particular guy actually said he will first pay his tithe! lol

[audio http://www.hulkshare.com/dl/ci34xdrgwz2m/Bad_design.mp3]